0231 Bank Apa

3 min read Jun 12, 2024
0231 Bank Apa

Here's an article about bank codes in Indonesia, with a focus on "0231":

Understanding Bank Codes in Indonesia

In Indonesia, each bank has a unique three-digit code known as a Bank Code or Bank Identifier Code (BIC). This code is used for various financial transactions, including:

  • Interbank transfers: When you transfer money between accounts at different banks, the recipient's bank code is essential.
  • Electronic payments: Systems like RTGS (Real-Time Gross Settlement) and SKNBI (National Clearing System for Bank Indonesia) use bank codes to identify the receiving bank.
  • Financial reporting: Bank codes help in tracking and reporting financial transactions.

What is Bank Code "0231"?

Bank code "0231" corresponds to Bank Rakyat Indonesia (BRI). This is one of the largest state-owned banks in Indonesia, offering a wide range of financial services to individuals and businesses.

Importance of Bank Codes

Bank codes are crucial for efficient and accurate financial transactions in Indonesia. They ensure that money is sent to the correct bank and account, simplifying the process for both individuals and businesses.

Finding Bank Codes

If you need to find the bank code for a particular bank, you can refer to several resources:

  • Bank's website: Most banks list their bank code on their official websites.
  • Financial service providers: Platforms like online banking and mobile apps usually display bank codes for transactions.
  • Bank Indonesia (BI): The central bank of Indonesia provides a comprehensive list of bank codes on its website.


Understanding bank codes in Indonesia is essential for navigating the country's financial system. By knowing the unique code for each bank, you can ensure smooth and efficient transactions. Remember, "0231" stands for Bank Rakyat Indonesia (BRI), one of the largest and most well-known banks in the country.

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